Set Goals For Success! The 6 Steps To Goal Setting

It may not exactly feel like it now as we’ve had a fairly tame May, but winter is pretty much upon us. Only 10 more sleeps to go! For some of us we can’t wait for the cold winter season to begin, but for others, those of us who are already rugged up tight sipping on a warm cup of hot chocolate and wondering what I meant by ‘tame May’ are likely dreading the next few months to come.

Over the next little while as the temperature drops and daylight dims with darker mornings and early sunsets, it becomes a lot harder to maintain a steady workout routine, if any at all. Sleeping-in not only becomes more appealing but almost as if the choice has been taken from us and we are now destined to spend the day in bed. That is until that final moment when hitting the snooze button no longer becomes an option, as there unfortunately is work to be done!

If there is only one thing to keep you on track and sticking with your exercise routine through the cold winter months, or even to begin one, it is that you must have a clear and solid set of goals. For your goals to really take hold and be the driving force to your success they must follow just a few simple guidelines.

#1 Your goal must be specific. Know exactly what it is you wish to achieve and when exactly you want to achieve it by.

#2 Be realistic in your goal setting. By all means dream big, but set goals that you can achieve. By setting and achieving mini goals you will build momentum towards the big ones.

#3 Write it down. Some people have a diary where they write down their goal every day, while others write it on the wall, stick it to the fridge or have it on their desktop. Either way, it needs to be read every day and at the forefront of your mind.

#4 Know your why. Understand why it is important to you that you reach this goal. The why behind your goal is a powerful drive!

#5 Have a clear action plan. Know what it is you need to do on a daily, weekly and monthly basis. Seek advice where you need to and stick with the plan!

#6 Accountability! Don’t go it alone, get people around you who can support, encourage and if need be, give you a gentle kick up the butt.

Finally winter is not an excuse to be lax in your exercise. You have a goal and there is work to be done!

Weight Loss: How to Set Attainable Objectives and Achieve Them

Whenever you hear the advice “set your weight loss goals”, you might think that it only has to do with the number of pounds that you want to lose. Indeed, it is in part, but long term weight loss for anyone requires a change in mind-set and takes more than just keeping score of the amount of weight you are losing each week. The real question is not “How much weight do I have to lose?” but “Why do I want to lose the weight?”

Motivation plays a big role in losing weight. You need to understand why you are dieting and what it will mean to you once you have achieved your ideal weight. Otherwise, it may allow for some possible weight loss, but it will certainly be very much harder and you will have difficulty keeping to any new regime.

Any results that you achieve will not become the permanent new you, and most probably it will short-lived. Here is the reason why. Imagine yourself as your ideal weight and desired body figure. If you do reach your ideal weight but you haven’t decided why you had allowed yourself to become overweight originally, the underlying psychological reason will still be there, and will eventually cause you to slip back to old ways once you lose focus or find something else to concentrate on.

Losing excess weight is never easy. Even if you give in to those “lose weight fast” programs, it will only serve you for a short period of time. Remember that you have probably gained those extra pounds as a result of poor lifestyle, bad eating habits and little regular physical exercise. If however you are determined to lose weight, you need to take control of your health and set about keeping to a discipline that you never had before. Changing your lifestyle and diet will not come easy, but it will have long term benefits not only for your body’s health, but more importantly your happiness and self-esteem.

To set attainable weight loss goals, here are some tips that you can take note of.

1. Establish the reasons why you want to lose weight.
Is it because you are suffering from an ailment that was caused by being overweight? Maybe you started to feel conscious about how you look. It may also be because you want to play with your kids or grandkids. The list can go on and on, but what matters most is that you have to think clearly why you want to change your lifestyle. You have to set a purpose with why you want to do this and the reasons must be strong enough to motivate you, especially during moments when you might want to give up.

2. Write down your thoughts.
Do not underestimate the power of writing. Once you are convinced of the reasons why you want to lose weight, jot them down on a paper and keep it with you at all times. This will serve as your reminder every time you feel like giving up. Set yourself an objective of losing a certain amount of weight in a certain time. Also, make it a habit to read it every morning. This will have an effect on your attitude, and by continually impressing these thoughts on your subconscious you will start behaving as though this were true.

3. Set goals that are specific and attainable.
Avoid setting goals that are too vague. Know what you want, how you are getting there and how long it will take. Specific goals will maintain your motivation and it will keep you on the right track.

4. Be honest with yourself.
The success of your weight-loss goals will not happen without it. Blaming your situation on somebody or something else will only confuse your subconscious. Be honest with yourself and what you say to others regarding your objectives. From the outset decide on the real reason for your weight gain, and think and say how you will change the old beliefs which are holding you back.

Too often people try to convince themselves that their predicament has been imposed on them by outside sources beyond their control. They can’t see a personal solution because they convince themselves that it is something outside their control. We are all what we think we are, and with some honest soul searching we can decide to make that change in thought that brings the control back to ourselves. When this is done the body and the mind can again function correctly and in harmony, and will allow you to make the changes necessary along the way to reach your goal.

We are blessed with our amazing bodies. We should not abuse them, but help them be the wonderful extension of our thoughts that they are meant to be. Concentrate on having a clear picture of your intentions for your body and you will see them manifest into the new you.

Health Insurance – What’s Special About It?

TYPES OF HEALTH INSURANCE PLANS AVAILABLE
In order to understand your health insurance coverage, you must first be able to identify what type of health plan you may have. There are 3 different health plans available to consumers:

PRIVATE HEALTH INSURANCE PLANS AVAILABLE
Typically, a health insurance benefit plan is a contract between your employer and a third party (an insurance company). These contracts vary widely depending on the benefits and coverage levels negotiated by your employer. Oftentimes, the benefits information provided by your health insurance plan is confusing-leaving you unsure of what speech and/or hearing services will or won’t be covered.

Remember, the benefits booklet you receive is merely a summary of benefits-not actual contract language. You may need to examine the policy or contract to truly understand your health insurance plan’s coverage and limitations. The policy or contract can be obtained from your benefits manager. It is vital that you review the speech and hearing benefits information provided by your health plan and employer before you receive services.

MEDICAID
Medicaid provides medical assistance to certain individuals and families with low incomes and resources. It is jointly funded by the Federal and State governments. Although the federal government establishes national guidelines, each state has the authority to establish its own eligibility standards for health insurance, determine the type and duration and scope of services for health insurance, set the rates of payments and administer the program. As part of the plan, the state must offer medical assistance for certain basic services to those living under the poverty level. For adults over the age of 21, the states are not required to provide speech-language pathology and audiology services.

To ascertain the coverage in your health insurance state, you should contact the state Medicaid agency.

For children under the age of 21, the Medicaid law requires the states to provide hearing screenings and assessment of communication skills and language development as part of the Early and Periodic Screening, Diagnostic and Treatment (EPSDT) service. Based on the findings of this screening, the state must provide services and related devices such as hearing aids and AAC devices to treat or ameliorate the condition. Medicaid recognizes the importance of school-based speech-language pathology and audiology services although it is a medical assistance program. The federal Medicaid program actually encourages states to use their Medicaid programs to help pay for certain health care and health insurance services delivered in the schools if federal regulations are followed. Contact your local school district to inquire if they participate in the Medicaid program.

MEDICARE
In 1965, the Social Security Act established both Medicare and Medicaid. Medicare is the federal health insurance program that is designated for those people who are 65+ years of age. Although directed towards a specific age bracket, Medicare plans are also applicable to certain disabled people.

Medicare covers most health insurance services for assessing and treating speech, language, swallowing, hearing and balance disorders. It covers most hearing examinations but it does not cover hearing aids or tests for hearing aids.
Medicare has two major parts: Part A is hospital insurance and is financed through federal taxes while Part B is supplementary medical insurance and has a monthly
premium.

Medicare Part A helps cover hospital stays, limited skilled nursing facility care when daily skilled services are needed, home health care and hospice care. Most services for speech, language, hearing and related disorders such as those effecting swallowing and balance are covered in these settings. Medicare regulations allow rehabilitation services when significant functional progress is expected and/or maintenance care is needed.

Medicare Part B helps cover physician services, audiology testing services, outpatient hospital services, rehabilitation agency services and comprehensive outpatient rehabilitation facility services. Service for speech and related disorders are covered in these settings. Thanks for reading.